Jill Allie, Marketing Manager, Diebold
Evaluate Your ATM Channel Against Industry Standards to Learn How Outsourcing Can Positively Impact your Bottom Line
Jill, Allie, Marketing Manager, Integrated Services, works in a strategic role with outsourcing solution experts to create high impact marketing messages targeted to Financial Institutions interested in optimizing their ATM channel. In this role, Jill has gained experience with the changing landscape of the self-service devices in on International market.
Thomas E. Honey, Chief Development & Marketing Officer, Better ATM Services, Inc.
A Marriage of Convenience, Branding and Profitability: ATMs and Prepaid Gift Cards
Thomas Honey serves as Chief Development and Marketing Officer and is a member of the Board of Directors. He was introduced to Better ATM in August 2006 and has been instrumental in establishing the company’s strategic and market direction.
Mr. Honey has over 30 years experience in services oriented industries both domestically and internationally that includes an extensive background in the development, operation, and management of secure electronic transaction services. He is currently CEO of his own firm that provides payment system consulting services and markets cash card programs and ancillary financial services nationwide but will devote full time to Better ATM.
Mr. Honey has held senior positions with Visa USA and Visa International for 11 years and the NYCE ATM/debit card network in New York for 4 years. At Visa (1973-84) he is credited with developing and implementing the Visa debit card (now called the Visa Check Card), Visa Travelers Cheque, Visa Gold Card, the Visa name change and card design, and with establishing Visa International regions and offices worldwide. He served as the Asia-Pacific region’s first Chief General Manager where he established Visa’s online, real-time electronic payment and telecommunications systems, brought up a $30 million operating company in Australia under crisis conditions to save a key Visa market, and helped pioneer Visa card services in the People’s Republic of China.
At NYCE (1992-95), Mr. Honey served as Executive Vice President (Marketing & Sales) where he led the establishment of NYCE in over 20,000 merchant point-of-sale locations in two years and expanding owner/membership to include Citibank. During this time, he also was a member of the Board of Directors of the Smart Card Forum - a multi-industry organization dedicated to the broader development of smart card services and standards in North America.
Mr. Honey also served as President & Executive Director of the Consumer Bankers Association in Washington, D.C. (1986-87) where he managed a turnaround effort to re-establish this 80-year old trade association, re-established the association’s leadership in consumer lending issues, and led an industry wide effort to simplify bank credit card disclosures resulting in successful bi-partisan legislation.
Earlier in his career with Wells Fargo Bank and Bank of California (1969-73), he helped establish the first automated payments clearinghouse and install one of the world’s first automated teller machines that took deposits as well as dispensed cash (1971).
Mr. Honey has been active in various industry projects to enable consumers to transact more securely and with greater privacy over the Internet with their debit cards. While with IBM’s e-Business group (formerly known as the Internet Division) and later with VeriSign of Mountain View, California, his efforts focused on secure authentication and digital signature technology (PKI – public key infrastructure). At VeriSign, Mr. Honey was responsible for industry marketing and was instrumental in helping develop and pilot digital signature transactions as part of a multi-industry effort sponsored by the National Automated Clearing House Association (NACHA). At IBM, he was responsible for the development and promotion of PKI enabled applications for card payment systems, digital identity and signature solutions for consumer and business applications, and was instrumental in helping to establish key principles for e-signature legislation at both the state and federal levels.
He also served for five years as Senior Vice President of Marketing, Sales, and Customer Service with the American arm of DHL Worldwide Express (1987-92). In this role, he helped establish a new strategic direction, introduced new services including the industry’s first automated shipping processing system, and revamped sales management and compensation of a 400+ national sales force that led to an increase in domestic revenue to over $500 million and a $40 million profit turnaround.
Mr. Honey holds a BA degree in History with minors in Economics and English from the University of the Pacific in Stockton, California (1966) and Master of Business Administration studies at the University of Nevada-Reno (1967-68).
He currently serves on the Board of Directors of Better ATM Services, Inc and two other companies.
Michael Keller, General Counsel, Cardtronics, LP
Laws & Proposed Legislation Affecting the US ATM Industry
Michael E. Keller is the General Counsel of Cardtronics, LP. He has occupied that position since July 2001. As General Counsel, Mr. Keller represents Cardtronics in contract negotiations with its merchant customers and vendors. He also ensures that Cardtronics complies with all applicable laws and regulations and manages all legal services rendered to Cardtronics by outside counsel.
Since March 2004, Mr. Keller has served as the Co-Chair of the ATM Industry Association Governance Committee and in that capacity is actively engaged in representing the Industry to state legislators, in drafting legislation beneficial to the Industry and fighting unnecessary and counter-productive ATM legislation.
Mike is a 1975 graduate of the United StatesMilitaryAcademy at West Point. After completing 5 years of service in the US Army, Mr. Keller attended law school at the University of Texas, graduating in 1983, with honors. From 1983 until September 2001, Mr. Keller was engaged in the private practice of commercial law in Houston, Texas.
Mike Lee, CEO, ATMIA
Forecasting Future Cash Demand: Separating Fact from Myth
Mike Lee is CEO of the ATM Industry Association, a non-profit trade association with more than 1,050 members in about 50 countries. He is also chairman and founder of the Global ATM Security Alliance, which was established in June 2003 to provide international security best practices across the whole ATM lifecycle and to manage a global crime database and fraud alert system. He has founded ATMIA chapters in Europe, Africa, Australasia and Asia.
Mike, who is married with two daughters, joined ATMIA following posts as Research and Development Manager, first for South Africa's largest insurance company, Old Mutual, and then for a London-based conference production and publishing company. He won the 2003 award for 'Best Contribution to the ATM Industry, Individual category' at ATMIA's annual industry summit in California for his work in the field of ATM security.
He is currently in his final year of a part-time Masters degree in Future Studies at the University of Stellenbosch Business School in Cape Town.
Keith Myers, Executive Vice President, Cardtronics
ATM Bank Branding Panel Discussion
Keith Myers is Executive Vice President of Financial Services for Cardtronics. Within Myers' current role, he has direct responsibility for bank branding and managed services initiatives within Cardtronics as well as direct responsibility for Cardtronics’ subsidiary, Allpoint, the largest surcharge free ATM network in the United States. Myers' experience of more than 30 years in the banking industry
includes serving as Senior Vice President/General Manager of e-Business Solutions with Alltel Information Services. In addition, Myers held the position of Senior Vice President/Chief Operating Officer of the Consumer Banking Group at First Union National Bank (now Wachovia), Senior Vice President of Strategic Planning with First USA, and Senior Vice President of Operations and Technology with USAA Federal Savings Bank. Myers is a Certified Public Account (CPA) and received a bachelor of science degree in accounting from IndianaStateUniversity, as well as a master of business administration degree in finance from St. Mary's University in San Antonio, Texas.
Lt. Col. Oliver North
America in the New Millennium
Oliver L. North is a combat decorated Marine, #1 best-selling author, the founder of a small business, an inventor with three U.S. patents, a syndicated columnist, and the host of “War Stories” on the FOX News Channel, yet he claims his most important accomplishment as being “the husband of one and the father of four.”
North was born in San Antonio, Texas, graduated from the U.S. Naval Academy in Annapolis, Maryland and served 22 years as a U.S. Marine. His awards for service in combat include The Silver Star, The Bronze Star for Valor and two Purple Hearts for wounds in combat.
Assigned to the National Security Council Staff in the Reagan administration, Colonel North was the United States Government’s Counter-Terrorism Coordinator from 1983-1986 and was involved in planning the rescue of 804 medical students on the Island of Grenada and played a major role in the daring capture of the hijackers of the cruise ship Achille Lauro. After helping plan the U.S. raid on Muammar Quadaffi’s terrorist bases in Libya, North was targeted for assassination by Abu Nidal, the infamous terrorist found dead in Baghdad in August 2002. His award-winning combat coverage, while embedded with U.S. Marine and Army units for Fox News during Operation Iraqi Freedom, won international acclaim
He is the Author of: Under Fire, One More Mission, War Stories-Operation Iraqi Freedom, and three novels: Mission Compromised, The Jericho Sanction and The Assassins. All of his books are New York Times’ best-sellers.
North is also the founder of Freedom Alliance, a foundation which provides scholarships for the sons and daughters of service members killed in action.
Duncan Rayner, Senior Consultant, TempleScott Associates
Continental Drift: Impact of US Regulation in Canada
Duncan is a Senior Consultant with Temple Scott Associates (TSA), one of Canada’s leading government relations and public affairs firms. Duncan has been providing government relations advice to ATMIA Canada since 2007.
Prior to joining TSA, Duncan spent five years working in senior positions for Canada’s Conservative Party, where he played a key role in the merger of the Progressive Conservative Party and the Canadian Alliance. That merger helped the new Conservative Party form government in 2006 after 13 years of Liberal rule.
Duncan holds a B.A. from Bishop’s University and an M.A. from DalhousieUniversity. He is based in Ottawa.
Ron Schuldt, President/CEO, Columbus Data Services
Disaster Recovery from a Risk Management Perspective
Ron has been president/CEO of Columbus Data Services (CDS), a third party processor located in Dallas, Texas (and formerly in New Orleans, Louisiana), since its founding in 2000. During his tenure, CDS has become the 6th largest third party ATM processor in the U.S. with over 25,000 ISO terminals. CDS is a leader in the use of wireless technology for ATMs and in web applications to support terminal management. CDS entered the pre-paid card market at the beginning of 2007 by rolling out gift card and payroll card products.
Prior to CDS, Ron was a co-founder and president of RBSA, a third party processor started in Dallas in 1997, and subsequently sold to Concord (First Data). Ron got his start in the ATM business in 1995, when he and an associate were hired by Affiliated Computer Services in Dallas to implement a business plan for the emerging non-bank retail/ISO ATM market.
After graduating from the University of Mississippi with a BBA in Banking and Finance,
Ron started his business career with GE Capital where he held a number of positions over a 10 year period. He is originally from McComb, Mississippi.
Ron is married with three children and lives in Plano, Texas. On weekends, Ron can be found working on his ranch in east Texas or teaching 6th and 7th grade Sunday school.
Daveed A Schwartz, Attorney, Pillsbury Winthrop Shaw Pittman, LLP
Compliance & Legislative Update for Prepaid and Gift Cards, FACTA, PCI & Data Security
Mr. Schwartz focuses his practice on antitrust and consumer protection litigation and counseling, and on representing corporate clients responding to U.S. Department of Justice, Federal Trade Commission, and state Attorney General antitrust and consumer protection investigations. He is a member of the firm’s Litigation Practice Section, Antitrust/Competition Practice Team, Consumer & Retail Industry Group, and Privacy & Data Protection Team. He has been an attorney with Pillsbury Winthrop Shaw Pittman since 2001. Mr. Schwartz has represented corporate clients in criminal and civil international cartel price fixing cases, and has extensive experience with class action litigation and white collar crime matters.
While at Pillsbury Winthrop Shaw Pittman, Mr. Schwartz has defended a number of class actions in California state courts alleging violations of California’s gift card and consumer protection laws, and has also helped design gift card programs for national and multistate retailers in a variety of industries. Mr. Schwartz has also defended several nationwide consumer and antitrust class actions in federal courts. He is currently defending seven nationwide class actions in California and Pennsylvania federal courts alleging that major retailers and restaurants willfully violated the Fair and Accurate Credit Transactions Act of 2003 (“FACTA”) by displaying credit and debit card expiration dates and more than the last five digits of the cards’ account numbers on electronically printed receipts provided to cardholders at the point of sale.
Before joining Pillsbury Winthrop Shaw Pittman, Mr. Schwartz served with antitrust and consumer protection enforcement agencies, including the Alaska Attorney General's Office where he was the chief antitrust and consumer protection litigator from 1995 to 2000. Mr. Schwartz co-authored the chapter entitled, "Class Certification in Competition and Consumer Protection Cases" for California Antitrust & Unfair Competition Law (Third)(2003), and the 2005 Supplement, published by the State Bar of California's Antitrust & Unfair Competition Law Section. In 2002, he participated in a collaborative effort by the Judicial Counsel of California's Task Force on Jury Instructions and the State Bar of California's Antitrust & Unfair Competition Law Section to draft antitrust and unfair competition law jury instructions for use by California courts.
Mr. Schwartz spoke at the ATM Industry Association’s ATM Security in the Americas 2007 Conference on FACTA litigation and data security legislation, and the ATMIA’s 2005 Conference West on the topic of compliance and legal issues for stored value cards. Mr Schwartz spoke at the State Bar of California’s May 2007 Unfair Competition Law Conference on individual and class action litigation under California’s Consumers Legal Remedies Act.
Lisa Stanton, CEO, Monitise Americas
Mobile Tech and the ATM: Is there a Future Synergy
Lisa Stanton is the CEO for Monitise Americas where her primary role is to expand relationships with financial institutions, card issuers and transaction networks and help build the Monitise Ecosystem within the US.
Prior to joining Monitise Americas, Lisa spent the last 7 years of her total 16-year career in varied roles with Citizens Financial Group (the US Division of RBS), most recently leading the payments and ATM businesses. She has an extensive knowledge of the US payments networks, affinity programs, and innovative payments advancements, including contactless transactions. Lisa has served in leadership roles on many related Boards, including the MasterCard Debit Advisory Board, the STAR Marketing Advisory Board, and the NYCE Network Oversight Board.
Deborah S. Thoren-Peden, Partner, Pillsbury, Winthrop, Shaw, Pittman, LLP
Compliance & Legislative Update for Prepaid and Gift Cards, FACTA, PCI & Data Security
Ms Thoren-Peden is the co-leader of the firm’s Consumer & Retail industry team as well as co-leader of the firm’s Privacy Group. Her practice focuses on banking, electronic commerce, privacy, anti-money laundering and the Office of Foreign Assets control regulations. She represents and advises bank and non-bank financial institutions (both domestic and international), money transmitters, high-technology, Internet, telecommunications, insurance and a variety of other types of companies. Her primary area of practice also includes the Bank Secrecy Act, investment products, electronic funds transfers, gift and prepaid cards, escheat of unclaimed property, web site terms and conditions, privacy programs and policies, co-branding and licensing agreements, advertising, bank operations, bank deposit products, and services, Fair Credit Reporting Act, fair lending, interstate banking, risk management, compliance, contract review and outsourcing arrangements.
Ms Thoren-Peden participates in various NACHA working groups (including the Internet working group and Cross Border working group), and is a member of the National Retail Association, the Direct Marketing Association, the California Retailers Association, the NACHA Council for Electronic Billing and Payment and the ATMIA Debit Council.
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